Volume 1: Reborn in the 80s, selling lunch boxes with my mother Chapter 66: Smart Second Uncle
When Hu Jianjun heard that his niece had deposited all her money in a bank deposit, he couldn't help but feel happy.
I also asked her: "How did you come up with the idea of putting the money in the bank? And also divided it into two types of fixed deposits?"
The rural people are really poor these days. Many families are still living beyond their means. The grain they harvest each year is not enough to eat, and they have to borrow money to buy food. Therefore, there are very few rural families with savings.
He also knew the difference between saving for one year and saving for five years because he had a classmate who worked in a bank.
To put it simply, if you put 10,000 yuan in the bank for one year, the annual interest is 600 yuan.
If you deposit it for five years, the annual interest will be 690 yuan.
In other words, if you deposit 10,000 yuan in a bank now and withdraw it after five years, you will not lose your principal, and you can even get more than 3,000 yuan in interest.
If your family doesn't need money urgently, in this era, keeping money in the bank is a good way of managing money with a good rate of return.
Hu Jianjun also came back with the bank's policy and discussed with his family for several days before deciding to keep the savings in the bank to earn interest.
Jiang Tian didn't expect that her grandfather was so open-minded and had learned how to manage finances.
However, when her second uncle asked this, she took the opportunity to say what she wanted to say.
"Uncle, I saw all this on TV news."
"Now that reform and opening up are underway, there is a lot of work to be done. There are many new policies coming out every day in this country. If you seize the opportunity, you can reap the benefits of the policies."
"Uncle, if you have nothing to do at night, you can watch the news broadcast more often. I also took notes of the excerpts, which can be used in the exam. When giving examples, use the words in the news broadcast, and you will definitely get high scores."
Hu Jianjun laughed out loud, finally convinced by his old man's vision of people.
The old man said that Jiang Tian was capable of managing the household, and he was right!
Come to think of it, the only person who advised him to watch the news broadcast more often over the years, besides Jiang Tian, was his old classmate who worked in a bank.
Speaking of old classmates...
Hu Jianjun put away his smile, his expression became serious, and he turned to ask his sister:
"What do you think about Tiantian going to school?"
"It's not like before. Even if she's a girl, she still needs to finish middle school. When do you plan to let her go back to school?"
Hu Qiongfang immediately looked at her daughter with embarrassment.
She wasn't sure she could tell her daughter what she had said.
She herself has been through this age and knows that teenage girls are thin-skinned and have already started to care about their reputation.
Unexpectedly, Jiang Tian was surprisingly thick-skinned. When her second uncle asked her when she would return to school, she said frankly that she would wait until her brother learned the first grade algebra, and then she would tutor her in algebra before returning to school.
She is not afraid of repeating a year, but she is afraid of failing Algebra every time. That would be more embarrassing, okay?
Uncle Hu: “…”
Very good! This reason is so strong that it is impossible to refute it.
It even makes sense.
After all, algebra is too difficult.
Anyway, ever since his two children entered the first grade of junior high school, he and his wife have been unable to help them with their homework at all.
People of Hu Jianjun's generation were busy with movements when they were young. All the school teachers were overthrown. Who would teach seriously?
When Hu Changmei heard that his cousin was also not good at algebra, he could not help but nod his head frantically: "Yes, yes, yes! Dad, look, Tiantian also said that algebra is difficult, and you said that I didn't pay attention in class. It's obviously too difficult and I don't understand!"
Hu Jianjun sneered and pointed at Jiang Cheng who was sitting on the side pretending to be well behaved.
"Then why don't you look at your cousin? He doesn't even have a teacher, but he can learn first grade algebra by himself by reading books."
Hu Changmei gritted his teeth in hatred.
Having a cousin who is a top student is really infuriating!
Perhaps it was because Jiang Tian acted too much like a member of the Hu family. When the family had lunch at noon, she sat with her brother. But in the evening, she was called by Grandpa Hu to sit next to him.
When Grandpa Hu heard his daughter say that it was Jiang Tian who reminded her about going to the provincial road to sell eels and loaches, buying land, building a house and moving, he couldn't help but call Jiang Tian to his side.
"Girl, tell grandpa, what do you think? Let your mother go to the provincial road to buy land and build a house?"
Jiang Tian rolled her eyes.
She could use the village's rhetoric to convince her mother, but those excuses were no match for a cunning man like Grandpa Hu.
After thinking about it, she decided to tell a half-truth.
"Grandpa, I saw on the news that our country's road traffic is developing faster and faster. In the future, maybe old roads like Provincial Highway 336 will have to be widened and rebuilt."
Grandpa Hu blinked his eyes, and his old heart began to beat violently.
Widen the provincial road! That means demolishing all the houses on both sides.
At that time, the state will not only compensate them with a new residential land, but also compensate them with money to build a new house.
Grandpa Hu was a genuine native and had no idea that there would be compensation for demolition a few years later. He only knew that if it was really as Jiang Tian said, it would be equivalent to them occupying a piece of land next to the provincial road at a low price.
Now you can build a few storefronts to do business and make money.
In a few years, when the provincial road is widened and the houses are demolished, perhaps a new town will be built near the provincial road and these people will be relocated there.
Wouldn't her daughter, grandson and granddaughter suddenly become urban residents?
This is much more attractive than any demolition compensation.
If they were registered as urban residents, it would mean that Hu Qiongfang and her two daughters would no longer have to pay the retention fee and public grain tax.
Moreover, what Jiang Tian said was very true. Storefronts in towns are much more valuable than a few acres of rice fields in the countryside.
Before my eldest uncle Hu Jianguo could react, my second uncle Hu Jianjun, who had been listening nearby, suddenly spoke up -
"Dad, how about my brother and I go to the provincial highway this time and take a look. If we can find suitable land, we can build a few shops there?"
Hu Jianguo also reacted, but he was talking about something else.
"Yes! We will also build two shops on the provincial road. Let's not talk about what kind of business we will do. When the time comes, Jianjun and I will stay there for a few days from time to time, so that people will know that Fangfang also has the support of her family."
Jiang Tian didn't expect that her grandfather's family would accept her words so quickly.
However, if my uncles really want to build houses and do business near the provincial road, she actually has a ready-made business here that is very suitable for them.
"Selling fruits? We used to sell them, such as strawberries, sugarcane and so on." The uncle was a little confused about Jiang Tian's suggestion.
The main reason is that these days there are very few people who open their own shops to sell fruits. They just pick the fruits they grow at home when they are ripe, and then take them to the market to set up stalls, or directly sell them to grocery stores.
The main reason is that there are not many varieties of fruits nowadays.
But there is one place where fruits from all over the country are indispensable.
My second uncle Hu Jianjun is smart and has already guessed the answer.
“Those big fruit carts!”
