Volume 7 I've Been Here Chapter 0977 Driving School
"Brother Wang, just lend me the money. I can guarantee that this is a good way and I will be able to make the money back quickly."
In Huazhong Trade, in Wang Zhen’s office, a man named Zhang Yiming was asking Wang Zhen to borrow money.
"Yiming, I've already told you that Huazhong Trade belongs to the country, and the money in the account also belongs to the country. I can't just move it whenever I want. If I do, it will be embezzlement of public funds and I will go to jail."
"Brother Wang, I am borrowing from you in the name of the company. I have checked and found that inter-enterprise lending is a normal business and is not against the rules at all."
"Let me ask you, is your company privately owned?"
"Of course."
"I'm telling you, lending the state's money to a private company is against the rules. Don't think of taking advantage of Huazhong Trade. If you want money, I can lend it to you privately. Is 200,000 enough?"
"Two hundred thousand is not enough for anything. I need five million."
Wang Zhen smiled bitterly and said, "Then I can't help it. I saved up the 200,000 yuan with great difficulty."
"Oh, why is it so difficult to do something? It's obviously a good way but I can't find the money." Zhang Yiming complained.
Wang Zhen thought about the close relationship between his family and Zhang Yiming's family, shook his head helplessly, and said to Zhang Yiming: "Come on, I'll introduce you to someone, you tell him about your good idea, if he agrees with your idea, he will lend you the money for my sake."
Zhang Yiming sat up straight, "Brother Wang, why didn't you tell me earlier that you had a way? Let's go and get to know your way."
"Why are you in such a hurry? I'll make a phone call first. The person may not be in Beijing."
Nan Yi glanced at his phone, picked it up, pressed the call button and put it to his ear, "Brother Wang, what do you want to talk to me about? I can't have dinner, I want to eat at home, let's find a place to sit later... Forget about Sanlitun, the bar is boring, let's find a place to drink tea... Okay, whoever gets there first will wait."
After hanging up the phone, Nan Yi was busy for a while and returned to the old house to cook dinner at about the same time.
Sanlitun, the happy village.
Although he couldn't come to Sanlitun, Wang Zhen still chose this place, but he didn't go to a bar, but a teahouse called "Jing".
Coincidentally, the location of Jing Teahouse was the former Wubei Teahouse, and earlier the our dance hall. When the rent expired, Wubei Teahouse, which was only used for Nan Yi's entertainment, naturally closed down. However, Nan Yi counted the accounts and found that he had invested a lot of money in it. Nan Yi, who could not afford to lose, bought the house and hoped to make up for the loss through rent and house appreciation .
Naturally, Nan Yi didn't have to take care of the rental of the house himself, so he didn't know when it was rented to Jing Teahouse. When he saw the sign, he was a little surprised.
As soon as you enter the door, you will see the quaint decoration style of the teahouse, and the female doctors in cheongsam walking between the tea seats. The aroma of agarwood is in the air, and the sound of guqin is in your ears. A water wheel is turning on a water tank in one corner, and the trickling water is flowing up and down. If the tea drinkers take some Wu Shi San, Nan Yi will start to suspect that he has traveled back to the Wei and Jin Dynasties.
“The boss here is a wonderful man.”
Nan Yi muttered to himself, walked towards a female doctor and asked where the teahouse's private room was. After some negotiations, Nan Yi was taken to the box where Wang Zhen was.
"Brother Wang, do you come here often?"
After entering the box, Nan Yi sat down in an empty seat and nodded to the stranger sitting next to Wang Zhen.
Wang Zhen picked up a new teacup and poured a cup of tea for Nan Yi. "The boss here is my friend. I often come here to show my support. Let me introduce you to Zhang Yiming. His family and mine are old friends."
"Nan Yi." Nan Yi told Zhang Yiming his name, then turned to Wang Zhen and teased, "What kind of friend is this? The kind that is good enough to sleep with?"
"How do you know the boss here is a woman?" Wang Zhen asked in surprise.
"The decoration here is very feminine. Even if the boss is not a woman, the one who has the final say is definitely a woman. Brother Wang, does my sister-in-law know?"
"Stop talking nonsense. We are not as close as you think." Wang Zhen explained, and turned the conversation to Zhang Yiming. "Yiming has a project and would like you, a capable person, to advise him and give him some advice."
Nan Yi's face straightened and he said, "Brother Wang, if you want to borrow money from me, there's no need to be so troublesome. Just tell me the amount. If you want me to invest, then tell me. I will find a professional to discuss it. Whether I invest or not, someone else will take over the rest."
After listening to Nan Yi's words, Wang Zhen instantly understood the meaning. If he wanted to borrow money, that was easy. He, Wang Zhen, would be the guarantor. If Zhang Yiming didn't pay it back in the future, Nan Yi would come to him. If he wanted to invest, he would do it as a business. Nan Yi would not show up himself. The terms would be negotiated as they were. He would not ask for less benefits just to save Wang Zhen's face.
"Yiming, what do you think, borrowing or attracting investment?" After Wang Zhen figured it out, he turned to Zhang Yiming and said.
Zhang Yiming thought for a while and said to Nan Yi, "Brother Nan, how much can you borrow, how long can you borrow for, and how much can you invest?"
Nan Yi smiled faintly, "Brother Wang, any amount is fine. It doesn't matter how long it takes, a few months or a year. I don't need any interest. For a long time, I can calculate some interest. My money is not just lying there. Not to mention investing it, even if I put it in the bank for three years, I can get 12.24% interest every year. 10 million is 1.224 million a year. Brother Zhang, do you understand?"
Nan Yi's words were not so pleasant to hear, but Zhang Yiming could understand. Ever since he thought of the "good way", he had learned about the interest rates of borrowing money from outside. They were ridiculously high. He and Nan Yi were not familiar with each other, so it was not excessive for the other party to charge some interest.
"Brother Nan, how is the interest calculated?"
"How much do you want?"
"Five million."
When Nan Yi heard the number, he omitted some words and asked, "How long will it take to pay it back?"
"Two years at most."
"Give me 5.5 million when you pay it back."
Zhang Yiming was about to agree when Wang Zhen reminded him, "Yiming, I advise you to talk to Nan Yi about your project. He is a top student majoring in economics, and he is also the president of a multinational group. He also has a large business. Even though his name is not on the Forbes Mainland Billionaires List, I want to tell you that even if everyone on the list is put together, they may not be able to beat Nan Yi."
"Haha, Brother Wang, you are trying to flatter me to death. Brother Zhang, don't listen to Brother Wang's nonsense. Brother Wang is so sweet. The last time he and I were in India, we saw a pile of cow dung and he praised it as a nugget of gold."
Wang Zhen glanced at Nan Yi and said, "Don't say the opposite. I remember it was you who told me that there were gold nuggets all over the floor."
"Really? Why don't I remember?"
"Can I help you recall your memories?"
Nan Yi and Wang Zhen were teasing each other, but Zhang Yiming was struggling with his conscience. He was hesitating whether to tell the truth or not, and whether to find a partner.
After a long time, Zhang Yiming made a decision.
"Brother Nan, do you know the development of the driving test in our country?"
Well, as soon as Zhang Yiming mentioned the driving test, Nan Yi instantly understood what the other party wanted to do - buy a car and open a driving school.
" Are you familiar with the traffic intersection?"
"Very familiar."
"Do you want to make a quick buck and leave, or do you want to stay here for a long time?"
Zhang Yiming paused and said, "I want to make this a career."
"If you want to start a business, 5 million is not enough to start a business . If you take into account the venue, Jiefang trucks, cars, coaches, oil, etc., 5 million is only enough for you to open two slightly larger driving schools." Nan Yi smacked his lips and said regretfully: "Yiming, if you had come to me two years ago when the country just opened up this area, you could have started with one or two million, and in two years, you could have expanded to a considerable scale.
Now, opening a driving school is a good way to go, but it is not just one or two people who can see it clearly. There are many people who want to eat this bowl of rice. If you want to do it on a large scale, you must form a regular army from the beginning, raise the industry threshold, and crush the scattered soldiers outside. "
Zhang Yiming's eyes lit up, "Brother Nan, what should we do specifically?"
Nan Yi waved his hand, "Let me ask you a question first. Do you know how much it costs for a person to learn to drive and get a driver's license?"
"It's hard to say. The charges outside are quite chaotic, ranging from more than 2,000 to more than 4,000."
"Okay, let me ask this another way. From the time you first get your driver's license, besides tuition and test fees, what other expenses are there?"
"I know this. Students who are learning to drive start from the morning and have to take turns to ask the instructor for two or three meals a day. Students who smoke have to carry a pack of cigarettes with them, and they have to wait on the instructor when he wants to smoke.
Every three or four days, I have to give the coach two packs of good cigarettes. Nowadays, it is popular to give Ashima, Yunyan, Aztec, Marlboro, etc. During the exam, I also give them..."
"Okay." Nan Yi waved his hand, telling Zhang Yiming not to continue. "It seems that you have put in a lot of effort and you know the ins and outs of this very well. For those who are learning to drive a small car, one car can seat four students. The driving training time is about one month. Calculated based on two meals a day, save a little at noon, and drink some wine at night, which costs more. Let's calculate the minimum. Even if the two meals cost 150 yuan, the cost of treating each student is 1,125 yuan.
Let's roughly estimate the money spent on cigarettes, 300 yuan, which adds up to 1,425 yuan. Add in other miscellaneous expenses, and from the beginning of driving lessons to getting a driver's license, it will cost about 5,000 yuan. This is the total cost that most people need to spend on driving lessons. Am I right?"
"Yes." Zhang Yiming nodded heavily, "Most people spend about this much."
"Not only does getting a driver's license involve a lot of hidden expenses, but the status is also low. The instructor is the master, or even the teacher, and students have to curry favor with the instructor for fear of being bullied.
This is wrong, very wrong. Since students cannot be treated as gods, the coaches should at least be kind to them and teach them wholeheartedly. This phenomenon needs to be reversed.
There is an English training class in Beijing called Xin Guang Yin. You can go there tomorrow to visit and see how they handle the relationship between the training teachers and students. "
Nan Yi clapped his hands, "Okay, that's all I have to say. The rest is up to you to convince me to invest. You have to tell me clearly what you will do, how much money you will need, and how you plan to spend the money."
Nan Yi has already pointed out the pain points. What remains is for Zhang Yiming to change these pain points and form a preliminary plan. Once the investment shares are agreed upon, Nan Yi will have someone perfect the plan and then inject it into a standardized management system.
No matter how good the idea is, if you want to scale it up, without financial support and a good management system, it will only be a mirage. There are too many companies that have developed very quickly in the early stages and seemed to have good prospects but have collapsed due to chaotic management systems.
Nepotism and the "double-working" secretaries that Nan Yi hates very much. Too many people are trapped in the second point. Even Ren Youwei, whom Nan Yi is very optimistic about, is not immune. It won't be long before he can drink in the wedding wine of him and his secretary.
"Brother Nan, do you have any acquaintances in Xin Guangyin?" Zhang Yiming asked eagerly.
