Volume 7: Mr. Love, Elite Lawyer, and Two Conjectures about Marriage Chapter 511: Sacrifice for Your Mother
“You’ve all heard of the Ponzi scheme, right?”
Seeing that everyone at the table was looking at him, especially Zhong Qiming and Zhao Songwen with different expressions, Yuan Xudong smiled and continued:
"There are so many Internet finance companies on the market now, and in summary, they are all the same thing. They lure ordinary people to deposit their money in the company with high returns, and then pay them interest far higher than bank deposits. So the question is, how can these Internet finance companies guarantee returns?"
After taking a look at Xue Guixiang who seemed to be thinking about something, and Zhong Qiming and Zhao Songwen who looked unhappy, Yuan Xudong continued:
"If they cannot guarantee a stable and fairly high return on investment, then what is the difference between these Internet finance companies and Ponzi schemes? They are nothing more than robbing Peter to pay Paul, playing a capital game of getting something for nothing!"
Hearing Yuan Xudong's words, Xue Guixiang was about to say something when Zhong Qiming, who was sitting next to him, smiled and said:
"Mr. Yuan, there are so many Internet finance companies on the market, many of which are worth tens of billions of dollars. Are you all fools?"
"Isn't it?"
After Zhong Qiming finished speaking, Yuan Xudong glanced at him and said with a hint of sarcasm:
"Having more people does not mean being smart. How can an annual return on investment of more than 10 or 20 percent be achieved by those Internet finance companies ?"
"why not?"
After listening to Yuan Xudong, Zhong Qiming said calmly:
"Others may not be able to do it, but I believe Miss Zhao can definitely do it, and it doesn't need such a high return on investment. I think only about 8% will be enough, and 8% shouldn't be difficult, right?"
" Whether it is difficult or not is not something you can explain in one sentence. Some things are beautiful in imagination, but they are different in practice. For example, the security issues of Internet finance, don't be careful to make it illegal fundraising!"
"Boss Yuan, I cannot agree with what you said!"
After taking a look at Yuan Xudong, Zhao Songwen smiled slightly and said:
"If we don't do it, how can we know the gap between ideal and reality?"
“To climb high and see far, some people need to fall, while others don’t!”
Yuan Xudong looked at Zhao Songwen and said with a smile:
"I think Miss Zhao is arrogant and Mr. Zhao is not someone who is short of money, but why does he still want Mr. Xue to invest?"
Looking into Zhao Songwen's eyes, Yuan Xudong said directly:
"Because Mr. Xue's Kunbo Group is a listed company, right? With the support of Kunbo Group, you can gain everyone's trust. Everyone will think that Miss Zhao's Internet financial company is very safe and they can safely invest their money in your company. But if something goes wrong, just like Secretary Zhong said, the tens of billions or hundreds of billions of investment funds, if there is a default, Kunbo Group will probably be implicated, right?"
"Mr. Yuan is right, but these are just your guesses. They may not necessarily happen, right?"
After looking at Yuan Xudong, Zhao Songwen smiled faintly:
"Internet finance is a hot topic. I believe it will be beneficial to Kunbo Group if we enter this new field!"
"Yeah, there is no such thing as a risk-free business. High risk means high return. The Internet is the vent of the times now!"
Zhao Songwen's father, Zhao Wangfang, smiled slightly and said:
"Young people, you must have the courage to explore and forge ahead. If you are complacent or timid, you will never succeed!"
"Yeah?"
After taking a look at Zhao Songwen's father, Zhao Wanfang, Yuan Xudong said calmly:
"Recklessness and bravery are not the same thing. Compared to expanding territory, it is more important to stabilize yourself first!"
"Okay, stop talking!"
As Xue Guixiang spoke, he glared at Yuan Xudong. Although he felt that what Yuan Xudong said made some sense, it was also a bit too alarmist, and Yuan Xudong was unruly and did not take his elders seriously at all.
Zhao Wanfang is his old friend after all, Zhao Songwen is almost like his own niece, and there is also Zhong Qiming, his brother-in-law, but Yuan Xudong doesn't take them seriously at all. Thinking of this, Xue Guixiang couldn't help but glare at Yuan Xudong again. This boy not only talks nonsense, but also flirts with his daughter, and his eyes occasionally glance at Zhao Songwen next to him. To be honest, Xue Guixiang has completely given up hope for his daughter . This boy is unreliable at first glance. How could he glance at other women in front of his future father-in-law?
After being glared at by Xue Guixiang, Yuan Xudong fell silent. In fact, Internet finance can make money, and a lot of money at that. However, as Yuan Xudong said, this money will not come from the wind. Instead, it raises funds from countless ordinary people, invests to generate returns, and then returns part of the returns to the people. In essence, it is similar to bank deposits and loans, and Internet finance companies make a profit from the difference.
But the key to the problem is that Internet financial companies are not banks. If they want to raise funds from ordinary people, they have to pay much higher interest rates than banks. In addition, there are so many Internet financial companies on the market, and they are engaged in vicious competition with each other. In order to attract deposits, each company offers a higher rate of return than the other, and there are good and bad companies mixed together. Many Internet financial companies are fraud companies whose only purpose is to raise funds illegally and move the Ponzi scheme to the Internet. They have never thought about whether they can cash out and directly offer interest rates of several tens of percent.
Many ordinary people are unaware of this and think that they are all legitimate companies with attractive annualized rates of return, so they invest their fortunes in them. The final result is predictable. These Internet financial companies have collapsed one after another, some founders have fled, and some founders, after a period of spending money lavishly, ran to the police station to surrender themselves. As for those ordinary people who invested, not to mention the interest, they have lost even their principal. There are no investment projects behind these Internet financial companies at all. It is a complete Ponzi scheme.
All the rates of return are nothing but a series of numbers, not to mention a few tens of percent, even a hundred percent or several hundred percent, those unscrupulous scammers dare to promise. They first cheat the hard-earned money of ordinary people, and then squander it. When the capital chain breaks, those who should run away will run away, and those who should surrender will surrender. The deceived people can only blame themselves for their bad luck. Zhao Songwen wants to start a business with Internet finance and wants Xue Guixiang's investment, but he just wants to swindle people in the name of Kunbo Group. How can ordinary people who don't know much financial knowledge not believe in an Internet finance company invested by a large listed company?
With the background of a listed company, the promise of high returns, a few big stars as spokespeople, and advertisements on major platforms, wouldn't Zhao Songwen's Internet finance company be like a snowball, getting bigger and bigger?
Compared to doing business and making money by selling specific goods, Internet finance makes money much faster!
Billions, tens of billions, and then tens of billions. Just thinking about it makes people excited. Looking at the arrogant look on Zhao Songwen's face, she must be a person who thinks highly of herself. In addition, she is a financial elite who came back from Wall Street in the United States. Most of these people like to make quick money and big money. They are also black-bellied and cruel. They are typical sophisticated egoists. As long as they can make a lot of money, they don't care about anything else, not even the law!
Most scammers only steal tens of thousands or hundreds of thousands, but entrepreneurial scammers like Zhao Songwen aim to make billions. That is why Yuan Xudong hates these seemingly glamorous financial scammers. They never create wealth, but only steal money from other people’s pockets, and from the pockets of ordinary people. Little by little, they accumulate into a large amount, and eventually hurt countless families, just to benefit themselves!
As the saying goes, those who are involved are often confused, while those who are not involved can see things clearly. Yuan Xudong knew this, but Xue Guixiang did not. He did not even take the Internet financial company that Zhao Songwen mentioned seriously. Kunbo Group is a large and powerful company, so what's the big deal about supporting a startup company?
He was able to spend money to buy Zhirui Tianjie Company just to test his daughter's boyfriend, so naturally he could also give some money to support his old friend's daughter Zhao Songwen in starting a business. Even if he lost it all, it wouldn't be a big deal, right?
Unfortunately, Xue Guixiang still underestimated Internet finance. If an avalanche really happened, countless families would be affected, and naturally someone would have to take responsibility. As long as Xue Guixiang had anything to do with Zhao Songwen’s Internet finance company, he would be in trouble if he didn’t die!
At this time, Xue Guixiang looked at Zhao Songwen and said:
"Well, Songwen, come to my company some other day and show me your investment plan. We can discuss it in detail then!"
"Okay, thank you Uncle Xue!"
As Zhao Songwen spoke, she glanced at Yuan Xudong with a hint of pride. Yuan Xudong smiled at her. No one could predict the future. He had said everything he needed to say. Since Xue Guixiang didn't care, then he didn't care even more. As for Zhao Songwen, she was just a woman. Although she looked arrogant, like a high-ranking white swan, Yuan Xudong would not take her seriously. As the saying goes, he who plays with fire will get burned. She wanted to take shortcuts to make money and be the pig standing in the wind, but what would happen to the pig flying in the sky if the wind stopped?
After three rounds of drinking, Xue Guixiang looked at Zhao Songwen and said with concern:
"Songwen, do you have a boyfriend?"
Zhao Songwen smiled, as if he was embarrassed to answer Xue Guixiang's question. Zhao Wanfang, who was standing beside him, looked at Xue Guixiang and said with an apologetic smile:
"Don't worry, Songwen just returned to China, so he should be cautious about finding a boyfriend!"
"That's right, Lao Wan, let's have another drink!"
"Okay, cheers!"
"cheers!"
…
"I'm going to the bathroom!"
Yuan Xudong whispered something in Xue Kexin's ear, then stood up and left his seat. He walked out of the VIP room and went to the nearby restroom. After Yuan Xudong left the VIP room, Zhao Songwen also left the VIP room on the pretext of going to the restroom. Others didn't think much about it, but Zhong Qiming's eyes flickered twice. He hesitated for a moment, thinking of his sister's instructions. In order to avoid Xue Guixiang's suspicion of them, he could only keep a distance from Zhao Songwen and just watched her leave the VIP room.
…
Near the bathroom, when Yuan Xudong walked around the corner of the corridor, he almost bumped head-on into a woman who had just walked out of the bathroom. The woman screamed in fright, and Yuan Xudong also shuddered in fright. This was too scary!
The woman who almost bumped into Yuan Xudong was Qiao Yilin, and following behind her were Bai Jie and Alice. This was not the scariest thing. The scariest thing was that Luo Yue was also beside her. Suddenly seeing Yuan Xudong, Luo Yue was surprised and wanted to say something, but before she opened her mouth, Qiao Yilin glared at Yuan Xudong, then hugged his arm and said angrily:
"Really? You almost hit me. By the way, why are you here?"
"I'm having dinner here with my friends, how about you?"
Yuan Xudong smiled awkwardly. He was a little afraid to look at Luo Yue, but he couldn't help but glance at her. He saw that the surprise on Luo Yue's face slowly faded, and her eyes were full of disbelief and a little sadness. She had long felt that Yuan Xudong had someone outside, but she didn't expect that she would see the person Yuan Xudong kept in this way, a mistress who was already pregnant, and a good sister she just met. Just when Luo Yue was a little confused, Qiao Yilin hugged Yuan Xudong's arm and smiled happily:
"What a coincidence! I'm also having dinner here with my friends. Let me introduce it to you!"
As she spoke, Qiao Yilin pulled Yuan Xudong to introduce him to Luo Yue:
"This is Luo Yue, a good friend I just met. Look at this Hermès scarf, it was Luo Yue who lent it to me. Doesn't it look familiar to you?"
Then, Qiao Yilin introduced Luo Yue:
"Luo Yue, this is my boyfriend Yuan Xudong. No, I should say my husband!"
Hearing Qiao Yilin say this, Luo Yue couldn't help but blurt out:
"Have you got the certificate?"
"Not yet, but soon!"
As she spoke, Qiao Yilin glared at Yuan Xudong secretly and said coquettishly:
"Dear, isn't that right?"
"Yes, yes, it's almost there!"
At this moment, Yuan Xudong could only nod his head. He did not dare to look into Luo Yue's eyes, but in front of Qiao Yilin, he had to greet Luo Yue as if they were meeting for the first time. Bai Jie and Alice next to them noticed something unusual, but after greeting Yuan Xudong, they remained silent. Only Qiao Yilin was still chattering happily:
"My clothes were stained with caviar, and Luo Yue said that I couldn't wash it with water, and I had to wait for it to dry and fall off naturally, so she lent me her scarf..."
After listening to Qiao Yilin, Yuan Xudong forced a smile and said:
"Okay, go eat first, I'm going to the bathroom, I have to be back later!"
"All right!"
Knowing that Yuan Xudong was busy with business, Qiao Yilin was reluctant but still let him go. She just whispered shyly:
"Are you going home for dinner tonight?"
"go back!"
"Well, I'm going to eat first. I'll wait for you to come back in the evening!"
"Okay, go ahead!"
…
After watching Qiao Yilin and the others leave, Yuan Xudong sent a WeChat message to Luo Yue. After a while, Luo Yue came back. Seeing Luo Yue who seemed to have lost her soul, Yuan Xudong hesitated for a moment, but finally apologized to her:
"Luo Yue, I'm sorry, I didn't mean to..."
"Nothing, no tricking me?"
Before Yuan Xudong could finish his words, Luo Yue interrupted him. Yuan Xudong shook his head and said:
"I didn't expect it to be like this. If possible, I hope I can lie to you forever. Yue'er, you won't leave me, right?"
"Yuer?"
Hearing Yuan Xudong calling her Yue'er, Luo Yue raised her eyes and looked at him and said:
"Didn't you always call me Luo Yue before? Why did you change it to Yue'er now?"
“Because it sounds good!”
Being caught by Luo Yue, Yuan Xudong instantly turned into a dog and licked hard:
"I'll call you Yue'er from now on, okay?"
"not good!"
After glaring at Yuan Xudong, Luo Yue said angrily:
"I ask you a question, am I the mistress, or is Qiao Yilin the mistress?"
"this……"
After taking a look at Luo Yue, Yuan Xudong asked tentatively:
"So do you mind more if you cheat on others, or if others cheat on you?"
"What did you say?"
"Nothing, haha!"
Yuan Xudong laughed twice and said:
"I have bad news for you. My aunt asked me to help her with her finances, and I bought Ping An shares!"
"What's the meaning?"
Seeing that Luo Yue still didn't quite understand, Yuan Xudong said directly:
"The floating loss is over 200,000. If you leave me, I will call and tell your mother that you lost money!"
"What?"
When Luo Yue heard her mother asking Yuan Xudong to help with financial management, she couldn't help but slightly widen her eyes and said in surprise:
"How much did she give you?"
"All of it. I told her she could make 10,000 yuan a month!"
Yuan Xudong said with some pride, Luo Yue couldn't help but glared at him and scolded:
"Despicable, do you want to threaten me?"
"That's right. You don't want me to lose all your mother's money, do you?"
“Shameless!”
Looking at Yuan Xudong who was pestering her, Luo Yue couldn't help but glare at him. She knew that Yuan Xudong didn't really care about money. He spent much more money on her than her mother. Whenever Yuan Xudong made a mistake, he liked to pester her like this, making it difficult for her to be angry or not. Just when Luo Yue was still gritting her teeth, Yuan Xudong grabbed her arm, pulled her into his arms, and said with a sly smile:
"Yuer, for your mother, why don't you sacrifice yourself?"
"What are you doing...mmmm..."
