Volume 8 Final Chapter Chapter 1067 You are in finance, not fraud
"After the dragon is compressed, I plan to make some noise."
Nan Yi was intrigued, "How are you going to make trouble?"
"Whether it's Feilong Enterprise Power or Feilong Software, their goal of making money is to target foreigners. This can be set as an example. Relevant leaders will come to inspect. Big boss, I don't need to say more about the benefits of being noticed by leaders, right?"
Nan Yi thought for a moment and said, "We can make some noise, but not now. You also know that our profit channel is overseas, to be more precise, in the United States. Adding political attributes to Jingda Feilong too early will put unnecessary burdens on us and will be detrimental to the continued development of our business in the United States."
"What baggage?"
"Can't you think of it yourself?" Nan Yi glanced at Zou Jizheng, "National pride, patriotism, leading in high-tech fields and all that nonsense. The general trend in society now is to worship foreign things and think that the moon is rounder abroad than at home. If you make a fuss at this time, some newspaper reporters who write articles based on their imaginations will probably praise Jingda Feilong to the sky. If you don't have enough strength and stand too high, you may fall to your death."
Zou Jizheng was stunned, "I really didn't expect this."
"Our current sources of income are Feilong Games and Feilong Enterprise Power. Forget about Feilong Games, as it will soon be gone. As for Feilong Enterprise Power, you can think about it carefully. You can actually get some money from the local government."
“Build a website for a local government?”
"Well, when you are looking for marketing targets, look for cities with investment potential, and then focus on the role of the website in attracting investment. For website production and maintenance, charge him 500,000 or 600,000 yuan."
"Your idea is good, but it won't last long before it's exposed. There aren't many people abroad looking for business opportunities online right now, right?"
Nan Yi chuckled, "I heard in Japan this time that a new company is going to set up a website to publish business information. The idea of this website is that buyers can post purchase information on the website, and sellers can post supply information, which is equivalent to patchwork on the Internet.
The company was pragmatic and did not start its business on the Internet, but rather started by discovering free newspapers and magazines.
Nan Yi took a step forward, got close to Zou Jizheng, and said in a low voice: "I went to visit them and heard that they were working on a 'Customs Special Issue'. I saw the sample issue and it was pretty good. So I talked to their boss and told him about our intention to cooperate in a 'China Investment Special Issue'. He was quite interested."
Zou Jizheng's eyes lit up, "Did you bring back a sample copy?"
"It seems like you have never been to Japan. How come you can understand the customs as soon as I talk about them?" Nan Yi said with a sly smile.
"You don't know about this thing until you go to Japan. Did you bring it with you?"
"Nonsense, I already said it's a sample issue, they haven't published it yet, how could they send me a copy? Come on, don't worry about such nonsense, hire an assistant who can speak Japanese, preferably one who has studied in Japan. Feilong Enterprise Dynamics wants to set foot in Japan."
Zou Jizheng thought about it for a while and said, "Japan alone is not enough. I am not good at bragging."
"Contact United Trade, there will be a surprise."
Nan Yi initially positioned United Trade as an intermediary company for trade and investment. Joining the United Nations procurement list was just an entry point. Its main project was actually an investment agency. Its business started to develop domestically, introducing investors to various cities, looking for funds, and then charging a small agency fee.
After talking about the website, Nan Yi and Zou Jizhen talked about the tax calculation software, a small section under the financial software.
At the beginning of last year, the taxation system was overwhelmed by the rapidly increasing taxation affairs. The State Administration of Taxation also issued a document requiring that "by the end of this century, all taxation bureaus and offices across the country should realize computerization from declaration, registration, invoicing, and accounting."
However, at that time, almost no computer company in China had mature products to offer. It was not until April that a group of software companies emerged to develop tax calculation software. One of the more prominent ones was called Top Software, which achieved sales revenue of approximately 40 to 50 million yuan last year. The others were not far behind, with sales also starting at tens of millions.
However, facing such a hot market, Nan Yi did not have the idea of asking Feilong to develop a tax calculation software as soon as possible to get a piece of the pie, because he saw the disadvantages of it - the standards between the software were not unified.
Since this drawback exists, we can take the upper-level route and visit the State Administration of Taxation to state the problem and suggest that restrictions be imposed on the computer tax systems that are independently built by local tax bureaus, and that the General Administration launch a unified Golden Tax Project.
After explaining the various aspects of the tax calculation software, Nan Yi patted Zou Jizheng on the shoulder and said, "Old Zou, you are just daydreaming if you want to make a big fuss. Getting the tax calculation software right is a big fuss."
Zou Jizheng nodded in agreement, and then raised another question, "This piece of fat is a bit too big for us to swallow alone. We need to form an alliance with the big companies in Zhongguancun."
"I'm telling you, this move is very important. It involves Feilong Software's future layout. We can make less money, but we must have the standards in our hands. We also need to continuously iterate for free to reserve interfaces for the future intranet of the system and for parallel connections with enterprises."
Zou Jizheng gave a thumbs up and said, "Boss, I'm impressed. I only heard about your ability before, but now I've really seen it. You're always thinking ahead."
"Beating sex."
After Nan Yi and Zou Jizhen finished chatting, they returned to the old villa.
There was a stack of newspapers on the coffee table. Nan Yi picked one up and took a look. There was a report about Li Weijing on every newspaper. After appearing on TV, she became completely famous in the country. A foreigner who spoke fluent Mandarin was looking for a project with tens of billions of funds. How could such explosive news not explode?
In China, a household with a net worth of just 10,000 yuan is nothing special, a household with a net worth of 100,000 yuan is considered well-off, and a household with a net worth of 1 million yuan is considered wealthy. It is unimaginable that a person with a net worth of tens of billions of yuan suddenly appears.
Nan Yi could imagine that Jiu Zhang Ji must be very busy during this period. Fortunately, he ran away quickly, otherwise he would have to hang around dinner parties every day.
It's not easy for someone to get in . He has to establish relationships with old comrades and old leaders, and there's a whole row of acquaintances, from narrow slips of paper to some old calligraphy. Just wait to see.
Nan Yi rubbed his temples, thinking that there would be nearly four months until next New Year, and he was getting annoyed.
After having a headache for a while, Lai Biao called and asked Nan Yi to bring Liu Zhen to his place for dinner in the evening.
It was almost time for dinner when Nan Yi and Liu Zhen arrived at Lai Biao’s old villa.
The door was open and Lai Biao was sitting on the sofa smoking.
Nan Yi said to Lai Biao, "You guys chat," and left Liu Zhen in the living room and went into the kitchen.
You don't need to use your toenails to figure out the purpose of Lai Biao's appointment with him today. He just wants to get a piece of the pie and move some of his deposits to Industrial Bank.
It's useless to ask him for help on this matter. Now that the money is in the Universal Bank, it will be difficult to change banks. Liu Zhen has already said on the way that it won't be long before she can get another house. This time it's a reward, not a welfare housing allocation. There are also many other hidden benefits that will be presented one by one.
The most crucial thing is that Liu Zhen's room for advancement has been cleared. As long as he does not make any major mistakes in the next two years, he can move up by just keeping the red line. The next step is to be transferred to a provincial bank below, and then he can accumulate experience and wait for a callback, or simply jump out of the system and go to a mid-level city to serve as deputy mayor in charge of the economy.
Liu Zhen already had a smooth road ahead of her. If anyone tried to take the firewood from her stove, she would definitely scratch his face.
Nan Yi walked into the kitchen and saw the rust . He nodded with satisfaction, put his hands behind his back, and said in an old-fashioned voice: "Comrade Xiao Wen, not bad. It looks like you haven't cooked for a long time. It must be very hard to work, right?"
"Don't you know how hard I work?" Wen Wan rolled her eyes at Nan Yi. "The gas was only refilled today."
"Okay, okay, be busy. Young people should be busy. Work hard and make more achievements. Pay more social security. This way, when we retire, we old comrades can get more pensions. We can pass on the torch from generation to generation, respect the old and love the young."
"Stop pretending to be a retired veteran. If you have this kind of consciousness, our country is doomed. Let me tell you something. Lai Biao and I are planning to have a child."
Nan Yi chuckled, "If you don't wait another five or six years, I won't be your godfather anymore, I'll just be your godgrandfather."
Wen Wan glared at Nan Yi fiercely and said, "Don't take advantage of me."
"Haha, no need to tease me. You should have given birth a long time ago. If you delay for another two years, you will become an elderly mother."
Wen Wan used the spatula to stir the pot twice more, then picked up the pot and put it on a plate. "I just went to the hospital for a checkup. I'm fine. There's nothing wrong with me. I'll get pregnant early next year, and the baby will be born in October."
Nan Yi smacked his lips, feeling that something was not right. "Tsk, you should talk to Liu Zhen about this topic. You don't treat me as a sister, do you?"
"You're not satisfied? Let's talk about work?"
Nan Yi waved his hand, "Don't talk to me about work. I have done what I should do. I will just be a shareholder of Taiping. How Huayi should develop is up to you senior executives. Just don't waste my efforts."
Wen Wan put the rinsed pot back on the stove and wiped her hands on her apron. "I still have to report to you. Everything went smoothly with the government procurement. I got the lion's share, and Liu Meiliang got a small share. After all, he has the computer institute behind him, so we still have to give him some face.
70% of the profits were invested in the lithography project, which is simply a bottomless pit. Money is thrown in and no sound is heard. Fortunately, you are the major shareholder, otherwise no fool would be willing to do this. "
"You are just an idiot. It is impossible for a single company to successfully develop a photolithography machine. If Huayi chips cannot be produced, Hongxin and Longxin will naturally follow. Research and development cannot be interrupted. If it is interrupted, we will be out of touch with the international community, and talents will flee abroad.
I have worked so hard to bring them back, and every one of them is a treasure. Don’t let them run away in anger. You can place them anywhere, but definitely not in the R&D department. It would be best if they were paid for nothing, but they don’t have to work.”
Wen Wan nodded, "I will take good care of the stall and there won't be any trouble."
"I'm confident in your work. It takes thirty years to make a plan. Eleven years have passed and there are still nineteen years to go. I hope there will be good results."
"I will."
Nan Yi unbuttoned his cuffs and rolled up his shirt sleeves, "Let me help you."
…
After having a good meal and a few drinks, the four of them played the mindless game of pulling a cart for a while. When the time was almost right, Nan Yi and Liu Zhen headed home. When they were about one kilometer away from the old villa, the two got off the cart and took a walk.
The next day, Nan Yi returned to Xiangkeng and put his return journey back on track.
Going back to the capital first was a sudden decision. According to Nan Yi's prior schedule, the first thing he would do after leaving Tokyo was to discuss the cooperation matters that had been mentioned before with Boqiong. Unfortunately, Lai Huri went abroad and he needed to wait for two or three days.
As soon as they landed in Xiangkeng, Nan Yi took Nan Ruoqi out for a stroll.
During this time, he passed by the Transport Department and suddenly had the idea of getting a license plate related to 1997. When he went in and asked, he found out that both the 1997 and HK1997 license plates were already owned. Nan Yi did not have the will to get them and did not think of buying them from others at a high price. He just settled for the next best thing and applied for a "NRQ1997".
This kind of license plate only has special meaning to the person involved. No one will fight for it and it will not be auctioned. You only need to pay a custom fee, which is not too much, only 3,000 Hong Kong dollars.
During dinner in the evening, Nan Yi and Zhao Shixian talked about the license plate issue. Zhao Shixian excitedly found a few car magazines, took a pair of scissors and cut out pictures of several cars from the magazines, then showed them to Nan Ruoqi one by one.
Seeing Zhao Shixian's actions, Nan Yi couldn't help but shake his head, but he didn't say anything and let her do whatever she wanted. A car was nothing, just treat it as Nan Ruoqi's toy.
After dinner, the child was accompanied by Zhao Shixian, and Nan Yi sat in the garden, reading the newspaper leisurely.
When the child was tired from playing and fell asleep, Zhao Shixian came to Nan Yi and lay in his arms, and the book that they used to read alone turned into one that they read together.
Nan Yi turned the newspaper to the second page and asked casually, "Are you not busy recently?"
Zhao Shixian reached out and flipped the newspaper back to the front page, finding the paragraph he had just read. "I'm not busy. Several plans are in a dormant period. I just operate the managed funds in gold and foreign exchange every day to earn some money to pay for water and electricity bills."
“Oh, how much escrow funds are there now?”
"5.7 billion, half of which is overseas funds."
“Has the bar been raised?”
"In May this year, the minimum capital was raised to 1 million US dollars. After the increase, many previous customers added funds. At the end of the year, two batches of capital lock-up periods ended. Individual customers do not plan to renew their contracts and will only be VIP customers in the future."
"That's great. It's better not to do it for individual customers. It's too troublesome."
Zhao Shixian moved his body, changing from lying to sitting, with a cunning and playful look in his eyes, "I have an idea these days. In addition to the PY Fund, I want to set up an independent new fund with a minimum capital requirement of HK$1,000. There is no closed period, and you can withdraw at any time..."
"Wait." Nan Yi felt something was wrong when he heard it. "Let me guess, are you planning to use the new fund as a scapegoat to hedge the losses of the PY fund?"
Zhao Shixian smiled sweetly, "Bingo, PY Securities is going to expand its stock department. In order to build an unbeatable golden body, when it is stuck at a high position, it needs a fund to take over and release it."
"Customers are not fools. It's okay if they are fooled once or twice, but you expect them to be fooled for the third time. The new fund you mentioned will go bankrupt within two years." Nan Yi said disdainfully.
"Haha, PY Securities won't make too many mistakes in a year. In addition to using the new fund for its own purposes, it can also charge commissions for third-party takeovers a few times a year. That way, I can ensure that the annualized return of the new fund will not be less than 5%."
Nan Yi understood the trick after a little thought. There is no exact number for the inflow and outflow of funds, and the annualized rate of return is quite mysterious. No one knows how to calculate it. Even if it is calculated according to the most formal method, it is not impossible to operate.
In a year, you will always encounter good opportunities or create good opportunities yourself. Whenever this happens, you can invest your own funds in the fund and then create a high return. Once you pull the annual average, even if 80% of your customers suffer losses, you can still get a relatively high annualized return.
As long as the rhythm of generating high returns is grasped well, many people who are deceived will slap themselves in the face, scolding themselves for not having the courage and not knowing how to persist.
What the hell is free withdrawal? It is obviously used to shift the blame. If there is a shorter "lock-up period", a certain amount of fund management fee will be deducted before the lock-up period. This operation will be even more cruel.
Nan Yi looked at Zhao Shixian and said solemnly: "You are in the financial industry and can manipulate the market. No matter whether the retail investors' money is used for their children's tuition or their wives' medical treatment, as long as they are out of the game, they will only have one title, gambler. If they lose money, they deserve to jump off a building or their family will be destroyed.
They should have been aware of this before they got involved, and you don't have to feel any psychological burden. But the fund you mentioned is not good, it's a scam, borrowing chickens to lay eggs, and both parties benefit, what's the point of taking someone else's chicken away?"
Zhao Shixian covered his mouth and laughed, "I was just joking, but you took it seriously. This kind of fund can never grow big. In less than half a year, the China Securities Regulatory Commission, the Wealth Investigation Team, and the ICAC will all come knocking on our door."
"You naughty boy, don't make such jokes next time, or you will be punished by my family rules."
Nan Yi said this, but the word "maybe not" popped up in his mind. The new fund model that Zhao Shixian mentioned seemed familiar to him. He always felt that he had heard it somewhere exactly the same or very similar, but he couldn't remember where he heard it for a while.
Zhao Shixian chuckled and said, "Where is your family rules? Please come out and let me see."
