Volume 8 Final Chapter Chapter 1139: The Wealthy Family
Nan Yi really understood that what Pei Shouyi said was not too new.
In order to let their daughter marry into a wealthy family, parents have been training her to be a wealthy wife since she was young. Nan Yi had heard and seen such things in his previous life. It is a relatively alternative but very practical way of wanting their daughter to become a successful person.
"Moving the ancestral graves will change your fortune, become known throughout the country, and send you to a good university."
"You want to know how to get people into good universities?"
"Yes."
"How much wealth does the boss you are talking about have?"
"There should be tens of millions."
"That skinny horse...oh, no, what kind of talent did that rich girl learn?"
"I'm good at music, chess, calligraphy and painting."
“How’s your level?”
"Let me ask." Pei Shuyi was silent for a while before saying, "It seems very normal."
From Pei Shouyi's tone, Nan Yi knew that his level must be very average, otherwise he could have considered taking the route of special art recruitment. This is an obvious avenue that any well-off family can take.
"Forget it. I'll tell you a clear way. If you want to join my school, ask the boss to prepare 2 million yuan. This money will be donated to the school. The school will prepare a special enrollment quota for the daughter. It will be easy to enter but difficult to graduate. It's up to her whether she can graduate or not.
If she is not sure of graduation, she can wait until her junior year to try to arrange for studying abroad. In short, the school has no problem accepting her, but it will not lower the graduation requirements.
This is the first point. The second point is to let the employer organize a group competition and put her daughter as a substitute in a team that has a chance of winning the championship, so as to gild her daughter's reputation and allow the school to recruit her.
Finally, let me make another advertisement. There is a New York Lincoln University in the United States. There is an elite class that can quickly graduate from undergraduate, master's and doctoral degrees. It only costs an additional $200,000. Your apprentice can try to promote it. I can send him the admissions email address and let him connect with them himself. "
"Thank you, Nansheng."
Nan Yi laughed, "Boss Pei, you really care about your apprentice."
Pei Shuyi's annual income in the 1990s had already reached millions. The older he got, the more he looked like a Taoist priest. He also accumulated more and more client resources, most of whom were wealthy people with abundant assets. He could earn tens of millions every year just from the offerings, so there was no need for him to take on such a crappy job. That was why Nan Yi guessed that he was mostly doing this to support his apprentice.
"My own niece."
"No wonder. If your niece completes this business successfully, you can ask her to come to me and I will give her a good idea."
Pei Shuyi was delighted when he heard this. The good idea Nan Yi mentioned must be a very good idea. He would tell his daughter and let her fight for it. The niece he mentioned was actually his biological daughter. It was only because his fate was incompatible with his daughter's that she was adopted by her eldest brother since she was a child.
After finishing the call with Pei Shouyi, Nan Yi checked the flights and found out that there was another flight to Yiwu today. He went back to the old house, packed some luggage and rushed to the airport.
It's near the end of the semester and students are preparing for exams. As a teacher of an elective course, he has nothing to do, so he might as well go on a spontaneous trip.
From security check to boarding the plane and getting off the plane, in less than three hours, Nan Yi and Miao Xiaolan were already standing at the exit, hugging a capable and elegant woman.
"Brother Yi, I haven't seen you for a long time."
"Pan Nan, you've grown up."
"Brother Yi, my son is about to graduate from college." Yan Pannan said coquettishly.
"Haha, you dress so young. I was in a trance and almost suspected that I was in the 1980s."
Yan Pannan chuckled, "Brother Yi, my car is parked outside, you can stay at my house tonight."
"Forget about staying. I've already booked a room in Yindu. I have to eat, and I haven't tasted your cooking yet."
"Then try it this time. I'll make some of my specialties."
Yan Pannan said as he took Nan Yi's arm and pulled him towards his car.
Although they didn't meet often, Yan Pannan always kept Nan Yi in her heart. She never forgot that she could be where she is today thanks to the 20 kilograms of national food coupons and 100 yuan that Nan Yi gave her, as well as the Donghe meat patties that she stole and that Nan Yi helped pay for.
Without this capital, she would not be able to do business, nor could she expand from small to large. Moreover, in the process of expansion, Nan Yi helped her several times at critical moments. Nan Yi was very kind to her and she could not forget it.
After getting in the car, we drove a long way towards the city center, turned a few intersections, crossed a bridge, and arrived at the Jiangnan District 3 in Jiangdong. The car stopped in front of several scattered Hui-style villas.
Yan Pannan invited Nan Yi to sit in the living room, and she went into the kitchen.
After more than an hour, Yan Pannan prepared a table of dishes. She then invited Nan Yi to the dining room in a bright and energetic manner and took out a bottle of good wine to drink with Nan Yi.
Although Yan Pannan experienced hardships along the way, his development has been very smooth. He expanded from a small factory to a large one. After moving the factory to Yiwu, he gradually developed into the Yuyan Jewelry Group.
Yan Pannan has a strong desire to make money. After becoming the head of the group, she is no longer satisfied with only making low-end jewelry with meager profits. She begins to learn from Swarovski and enters the field of high-end jewelry.
In 2000, Yuyan's high-end jewelry became famous abroad. Since then, Yuyan, a new jewelry star, has been rising and orders have been pouring in. Yuyan's success has made Yan Pannan a world-renowned jewelry queen. Although this battle was won beautifully, it opened up the garden of desire in her heart. She wanted to make more money, even if it meant doing whatever it took.
In 2003, Yan Pannan discovered that the diversified business model was the best way to accumulate wealth in a short period of time, so she set up a real estate company without hesitation, and at the same time she also cast a wide net in the fields of Internet services, financial investment, and ecological agriculture.
It has to be said that the real estate industry has entered a bonus period in recent years. Yan Pannan's active transformation has indeed captured the market's attention. Coupled with his conservative management style, the group has made a lot of money.
But at this time, Yan Pannan was a little lost. She actually regarded Nan Yi as her goal, wanting to make her strength close to Nan Yi as soon as possible, or even surpass him.
Now, she is planning to expand Yuyan Group's business again. She is very confident in herself that after this expansion, she will be able to get closer to Nanyi.
Compared to Yan Pannan's full confidence, Nan Yi, who has learned about Yuyan Group's business, is not optimistic about its future. It has developed too fast and there are many hidden dangers. He readily agreed to Shi Dongning this time, and he also had the reason of coming to Yiwu to meet Yan Pannan.
After a toast, Nan Yi said tactfully: "Pan Nan, life is lived day by day, and business is built bit by bit. You can't get fat in one bite, so don't move too fast."
Yan Pannan heard the exhortation in Nan Yi's words, but she didn't take it seriously. "Brother Yi, Yuyan Group is doing well now. There are good developments in all areas. There are no problems. I am preparing for further expansion."
"Pan Nan, the fact that you chose to expand at this time shows that there are big problems with Yuyan Group. The global economy has long been integrated. Whether there are problems in North America or Europe, we will react here.
Your beauty has been exported since the 1980s, and you have many customers in the Middle East, Europe and the United States, but you don't seem to be very sensitive to the news outside. The global economy is like a spider web. No matter which thread has a problem, it will at least affect the other threads connected to it.
Last year, our country’s total foreign trade volume was 1.76 trillion US dollars, and the export volume was 969.08 billion US dollars, of which exports to the United States were 203.47 billion US dollars, and exports to the European Union were 181.98 billion US dollars, and the two together accounted for 39.77% of the total export volume..."
Nan Yi waved his hand and said, "I won't go into the other data one by one. You should know all of this. If you don't know, then you should reflect on whether you are competent as the chairman.
I have a suggestion for you. Don't think about expansion in the next two years. Instead, think about contraction. Keep a little more cash on hand to deal with possible crises. Wait and see before considering whether to expand in the year after next."
Yan Pannan frowned, "Brother Yi, which country's economy is in trouble?"
“Don’t ask me this question. You should find out for yourself. These days, to do business, you must not only understand the industry you are engaged in, but also have a global perspective. One move can affect the entire body. Just because there are no problems in the industry does not mean there will be no problems.
Pan Nan, you are a master in the field of jewelry, and you are ranked among the best in the world. Although I heard from Shi Xun that the profit of jewelry has become less and less noticeable in recent years, your volume is large, and you have considerable income every year. It is your very stable cash flow. You have to hold on to this kind of money that is almost certain to be won, hold on well. "
Far East Trade had long ago cooperated with Yan Pannan to sell jewelry in the Middle East. Although Far East Trade no longer attached importance to jewelry trade, the cooperation had never been interrupted. Far East Trade knew a lot about the jewelry industry.
Nan Yi's emphasis made Yan Pannan fall into deep thought, and he became absent-minded while eating. Nan Yi did not intend to make things too clear. Yan Pannan was the chairman of a large group, and he must have a sense of the overall situation. If not, it would be only a matter of time before he would fall. Even if nothing happened this time, something would happen in the future.
It is better to get out early than late. The hole will not be too big and it will be easier to turn around. If the Yuyan Group explodes after reaching a scale of hundreds of billions or trillions, there will be no room for rescue. There is no point in filling such a big hole.
It is not that difficult to expand a business without seeking benefits. Borrowing from banks and other financial institutions for expansion is like laying eggs to snowball. The bigger the snowball, the more money you can borrow. Over time, a company with a valuation of hundreds of billions will emerge, but it will have tens of billions of debts behind it, both in the long term and in the short term. Perhaps a debt of 20 to 30 billion that needs to be paid in the near future will cause the snowball empire to collapse.
Based on Nan Yi's analysis of Yuyan Group, Yan Pannan has the intention of snowballing, seeking fame and getting into debt. This is not the right attitude for running a business.
After dinner, Nan Yi did not stay at Yan Pannan’s house. He stayed in Yindu for one night. The next day, he did not choose to drive himself, nor did he charter a car or take a bus from the bus station. Instead, he went to the train station to take a black car.
